With over 95% of the populace paying for healthcare out-of-pocket and taking a swipe at life with no eventuality plan, the risk protection gap continues to widen across Nigeria and Africa at large.
WHY IS THIS
Self Managed
When/if current available plans are eventually pain-stakingly purchased, consumers feel trapped! People do not have options to opt-in or out of their current policies neither do they get any compensation in the event they do not access any benefits during their subscription period
Affordability
Insurance plans in the market are employment based and just out of the reach for the informal economy. Traditionally, this are required to be paid upfront for 12 months which most of us cannot just afford
Convenience
Convenience- there is just not within reach of the everyday Nigerian access to protection in bite-sized/small portions
THE REALITY OF OUR ENVIRONMENT
Purchasing power keeps reducing due to prevailing economic factors
Households, artisans, self-employed and small business owners are excluded from traditional insurance
The gig workforce keeps growing exponentially due to surging unemployment
Cost of goods and services are at an all time high due to inflation
Hadiel and Heirs Life have partnered
to help in reducing the protection gap through bite-sized/sachet products one Nigerian at a time by:
Heir's Life Plans
Sign up now and get covered for health, life and in the eventuality of accidents.
