Health in a Sachet
Don't Get tied down with fixed and long term payments
- Protect your health with Hadiel Cooperative Plan
Don’t want to be tied down to a single provider?
- Access care from a facility in your vicinity when you roam nationwide
- Pay for what you are most likely to use with a flexible payment plan
- Access and monitor your health spend
- Receive periodic health reviews from our vibrant health guards
- Cashback and rollover for staying healthy
Our Focus
Hadiel Cooperative Health plan is a cohort-based shared economy system deployed to assist and protect households from out-of-pocket spending that leads to tilting towards the poverty line due to unplanned health expenses. The plan debunks tradition by making every household member inclusive, embraces community structures and rewards you for staying healthy.
Value Proposition
Community focus
Hadiel cooperative health plan focuses first on social structure before corporate; encouraging small groups like church, friends, entrepreneurs, and cooperative societies, to come together to fund their health.
Self Managed
For transparency, there is the option to manage your account. We advise you to do so to enable all parties to be treated and verified accordingly.
- Make and track payments
- Track and verify medical encounters
- Select and manage primary providers
Household Inclusivity
Hadiel cooperative health plan adds another layer to the traditional insurance enabling anyone within a household regardless of relationship status to be included in the scheme as long as they are under your financial obligation. This could be a fifth, sixth child, an extended family relation in your care, your nannies, drivers, and so on.
Preventing out of pocket spending
A lot of families have been victims of poverty as a result of paying for healthcare out of poverty. Hadiel cooperative health plan encourages individuals and families to save to protect the future
Cashback & Loyalty scheme
Don’t utilize your premium during the year? Don’t worry, with a certain percentage of the premium, you can either
- Roll over
- Channel to a social group
Our Process
To get started, Hadiel has put together a range of questions to get you started on the platform. This would enable us place you on a cohort well suited for your plan with tailored range of benefits assigned.
Our Plans
To get you started, we have created a 2-minute data driven evaluation to “match-make” you with the most suitable sachet plan. This enables you to have a tailor-made range of health benefits.
Individual
Do you want affordable healthcare that you can pay for conveniently? Then this is for you!
Social Group
A group could either more than one individual coming together to save for healthcare like friends, societies or a MSMEs business trying to get a plan for a limited number of staff of less than 100.
Family
A family or household is defined by the head of home, spouse, children regardless of age and other non-related dependents. If you want to get a plan for yourself and your family or your dependents alone, this would give you the required health coverage.
Co-Op Group
Are you registered entity, corporate or cooperatives with more than 100 members. Please contact our sales team to get quotation on the premium plan would suit your organization.
Share a plan
Are you interested in a higher sachet plan because of the benefits included but can’t pay for it alone?
With our “share a plan” option, you can opt in to a single plan with other people.
Our National Presence
With our every growing list of pharmacies, clinics and diagnostics nationwide, you can opt in to gain access to health care on the go
Evaluation
Get evaluated during onboarding to start health monitoring and receive periodic health reviews from professionals.
Pay
Select the sachet you have been match-made with OR simply choose the sachet you prefer and start your monthly contribution.
Manage
For transparency, there is the option to manage your account. We advise you to do so to enable all parties to be treated and verified accordingly.
- Make and track payments
- Track and verify medical encounters
- Select and manage primary providers
Our Testimonials
Customer #3
Frequently asked Questions
How do I join the community?
Walk into a HealthPlus pharmacy near you and pick up a sachet or use the Hplus online shop or Hadiel.com.ng
What is a sachet?
A sachet contains bite-sized/portion health benefits that you get to access should you visit your clinic or hospital
What happens when I don’t use any benefits?
You get a cash-back of 8-10% or you convert it to a discount for your contribution after 12 months
