Introducing Hadiel

We are an insur-tech company deconstructing healthcare plans into micro/bite sized plans for the low-to-middle income populace within a shared economy

We are helping to protect the uninsured and underinsured by leveraging technology using a coop model

In Africa, health insurance penetration is less than 4.5%. In Nigeria, 95% of people access health care via out-of-pocket.

Traditional insurance widely available are employment based- which excludes the informal sector largely

Our Mandate

Reduced Risk

Reduce the risk of households’ vulnerability as a result of out-of-pocket catastrophic health expenses


Create a new economy of short-term policies and solutions empowering the gig economy, digital nomads, and bottom of pyramid markets to pool and save funds.

Shared Economy

Insulate the economy financially for health cover within a shared economy system.


Deliver short term health insurance products for the underinsured –to- personalized products for the uninsured.

Our Partners

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