The Health Cooperative Solution
95% of the population pays out-of-pocket for medical expenses which place 1 in every 500 households a few out-of-pocket health expenses away from bankruptcy, Self-employed Individuals, SMEs, communities, low-income earners and gig workers are excluded from traditional health insurance.
Our Objectives
Our solution is to create a health-sharing economy for anyone to access health protection benefits in sachets(portion sizes). Thereby bridging the gap in primary care for the informal sector using innovative healthcare-financing models
Key Benefits
- Access to care from a wide range of providers nationwide
- Pay for only what you are most likely to use with a flexible payment plan
- Access and monitor your spending and health records
- Receive periodic health reviews from professionals
- Cashback and rollover for staying healthy
- Engage with our community training and webinars on key subject matters
- Access to virtual consultations on WhatsApp with our Doctors
Individual
Are you underinsured, uninsured, a digital nomad, an MSMEs business owner or an artisan and you want to get your healthcare savings rolling? Then this is for you. Specifically, to help you save and monitor your contributions easily.
Family
If you want to get a plan for yourself and your family or your dependents alone regardless of age or relation, this would give you the required health coverage. An option of varied Plans based on each individual’s needs
Group Share
A group of at least 25 individuals coming together to share healthcare. This could be friends, clubs, associations, or SMEs. Every member of the group contributes individually per plan worth towards the group fund and expenses are shared.
Coporate
Every business is unique and so are its employees. That’s why we give them a chance to know that and create bespoke benefits that would hit it right for what is actually needed by the employees.
Our Plans
Mini-Sachet®
₦2,120.00
Monthly
• Malaria
• URTI /Acute respiratory tract infection
• Urinary Tract Infection • Enteric fever
• Gastroenteritis • Minor cuts and bruises
• Point of Care testing (MP, urinalysis, rbs ,pcv)
• Antimalarial treatment drugs (ATCs)
• OTC generic Medications
• Out-patient care
• Asthma(Nebulization/ventolin inhaler) –N10,000/annum
• Simple skin diseases – T. Vesicolor, T. Capitas
• Worm infestation (Helminthiasis)
• Dog bite, Snake bite, Scorpion sting
• GP consultation – 4/annum
• Doctor-in-pocket= watsapp & tele consultations
Standard-Sachet®
₦3,290.00
Monthly
• All of mini sachet with
• GP consultation – 6/annum
• Management of acute PID and vaginosis
• Asthma(Nebulization/ventolin inhaler) –N20,000/annum
• Inpatient care – 24hrs
• Uncomplicated bacterial, fungal, parasitic and viral illnesses
Super-Sachet®
₦3,990.00
Monthly
• All care accessible in standard sachet with
• GP consultation – 6/annum
• Asthma(Nebulization/ventolin inhaler) – N30,000/annum
• Inpatient care – 48 hrs
• Specialist consultations – 4/annum
• HIV/AIDS care (at Govt accredited centres)
• Minor procedures
Premium-Sachet®
₦5,883.00
Monthly
• All care accessible in super sachet with
• GP consultation – 8/annum
• Asthma(Nebulization/ventolin inhaler) – N35,000/annum
• Inpatient care – 7 days
• Specialist consultations – 6/annum
• Intermediate procedures
• Imaging/Radiology – N20,000/annum
Maxi-Sachet®
₦7,883.00
Monthly
• All care accessible in super sachet with
• GP consultation – 12/annum
• Asthma(Nebulization/ventolin inhaler) – N40,000/annum
• Inpatient care – 14 days
• Specialist consultations – 10/annum
• Hypertension
• Intermediate procedures
• Imaging/Radiology – N20,000/annum
• Optical/Dental – N15,000/annum
• Physiotherapy – 5 sessions
• Heir Life’s Death, CI & PD of ₦500,000
Bouquet-Sachet®
₦9,995.00
Monthly
• All care accessible in super sachet with
• GP consultation – 12/annum
• Asthma(Nebulization/ventolin inhaler) – N50,000/annum
• Inpatient care – 14 days
• Specialist consultations – 12/annum
• Hypertension
• Intermediate procedures
• Imaging/Radiology – N20,000/annum
• Optical/Dental – N20,000/annum
• Physiotherapy – 7 sessions
• Intermediate procedures
• Chronic conditions – N75,000/annum
Subscription Pathway
The Health Cooperative Plan gives you and your household members the ability to shoulder the responsibility of catering to extended families without getting stranded in cases of emergency by contributing in an informal setting, reducing out-of-pocket expenses.
With our Health Cooperative Plan, we give access to a wide range of benefactors to contribute to the scheme. The following category of persons can decide to support a family or a course by contributing towards a plan.
